Terms of Service

Last updated: [01/16/2026]

Welcome to CreditExperiment.com (“we,” “us,” or “our”). By accessing and using this website, you agree to comply with and be bound by the following Terms of Service.

If you do not agree with these terms, please do not use this website.

1. Use of the Website

CreditExperiment.com provides educational and informational content related to credit cards, bank and brokerage signup bonuses, credit score impacts, and investing bonus proceeds.

You agree to use this website only for lawful purposes and in a manner that does not violate any applicable laws or regulations.

2. No Financial, Credit, or Tax Advice

All content on CreditExperiment.com is provided for informational and educational purposes only.

Nothing on this website constitutes:

• financial advice
• investment advice
• credit counseling
• tax advice
• legal advice

You are solely responsible for your own financial decisions. You should consult qualified professionals before making decisions related to credit, investments, or taxes.

3. Assumption of Risk

Credit and financial products involve risk.

Any strategies discussed on this website assume:

• responsible credit use
• balances paid in full
• no reliance on borrowed funds
• disciplined financial behavior

CreditExperiment.com makes no guarantees regarding:

• credit approvals
• bonus eligibility
• credit score outcomes
• investment performance

Your results may vary.

4. Affiliate Relationships

CreditExperiment.com participates in affiliate marketing programs.

This means we may earn commissions when users click on affiliate links and complete certain actions, at no additional cost to the user.

Affiliate relationships do not influence the editorial content, experiments, or conclusions presented on this website. Full details are available on our Affiliate Disclosure page.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, CreditExperiment.com makes no representations or warranties regarding the completeness, accuracy, or reliability of any content.

Credit card offers, bank promotions, and terms may change at any time without notice.

You acknowledge that any reliance on information provided on this website is at your own risk.

6. Intellectual Property

All content on CreditExperiment.com, including text, graphics, logos, spreadsheets, and original materials, is the property of CreditExperiment.com unless otherwise stated.

You may:

• view and read content for personal, non-commercial use

You may not:

• copy, reproduce, or distribute content without permission
• republish content as your own
• sell or license content without written consent

7. User Conduct

You agree not to:

• use this website for unlawful purposes
• attempt to disrupt site functionality
• submit false or misleading information
• scrape or copy content without permission

We reserve the right to restrict access to users who violate these terms.

8. Third-Party Links

CreditExperiment.com contains links to third-party websites and services.

We do not control and are not responsible for the content, policies, or practices of third-party websites. Accessing third-party links is done at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, CreditExperiment.com shall not be liable for any losses or damages arising from:

• use of this website
• reliance on information provided
• participation in financial or credit activities discussed

This includes, but is not limited to, direct, indirect, incidental, or consequential damages.

10. Indemnification

You agree to indemnify and hold harmless CreditExperiment.com from any claims, damages, or expenses arising from your use of the website or violation of these Terms of Service.

11. Changes to These Terms

We reserve the right to modify these Terms of Service at any time.

Updates will be posted on this page, and continued use of the website constitutes acceptance of any changes.

12. Governing Law

These Terms of Service shall be governed and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.

13. Contact Information

If you have any questions about these Terms of Service, you may contact us at:

hello@creditexperiment.com